Responsible Lending

True Cedi loan app is a platform that provide personal loan service for Ghana people. All loan applications are approved and sanctioned by BOG(Bank of Ghana) and communicated upfront during Loan application.

JAIN FINSCAP LENDING LIMITED is a Systemically Important Microcredit Company within the group companies carrying the True Cedi loan app brand.

We always ensure that we are transparent with our customers and help the customer make aninformed decision. To ascertain this:

1.We registerd under BOG and the name of the lender is always in the loan agreement.

2.We show all charges to the customer upfront and don't have any hidden fees.

3.We display all the Terms & Conditions upfront so that the customer is aware of the agreement details.

4.We never mislead or confuse the customer via deceptive advertisement.

5.We provide a detailed FAQ section on the app and have a customer support team available in case the customer doubts that aren’t addressed.

Lastly, we understand that unexpected circumstances arise. However, the customers need to be treated fairly and need to be given enough time and opportunity to repay the loan. We assist the borrowers in case of a hardship without indulging or tolerating any malpractices to recover the money:

We never mislead or threaten the customer to make payment.

We never create fake legal notices from any government bodies or use logos or stamps of bodies such as BOG, Tax department etc.

If you find any suspicious activities, please report them to

We are there to help you in every way possible as a responsible lender.